NPS Calculator
Use our NPS Calculator to estimate retirement corpus and monthly pension. Plan your future with India’s National Pension System and enjoy tax benefits with long-term wealth growth.
The NPS (National Pension System) Calculator is a retirement planning tool that helps you estimate your total retirement corpus and expected monthly pension based on your contributions, investment tenure, and asset allocation.
NPS is a government-backed pension scheme designed to provide financial security after retirement. It allows individuals to invest regularly during their working years in a mix of equity, corporate bonds, and government securities, offering market-linked returns with long-term stability.
At retirement age (usually 60 years), the accumulated corpus is divided into two parts — a portion can be withdrawn as a lump sum, while the remaining portion is used to purchase an annuity that provides a fixed monthly pension for life. This structure ensures both liquidity and long-term income security.
The calculator helps you understand how much wealth you can accumulate over time, how different contribution levels impact your retirement corpus, and how tax benefits under NPS improve overall returns.