Salary Calculator

Calculate your monthly in-hand salary with our CTC breakdown tool. Includes EPF, PT, and TDS deductions based on 2026 tax rules.

The Salary Calculator is a personal finance tool designed to translate a gross annual salary (CTC) into a monthly take-home amount. In India, a salary structure typically includes a fixed component (Basic, HRA, Special Allowance) and various deductions. These deductions include Employee Provident Fund (EPF) at 12% of basic, Professional Tax (PT) as per state laws, and Income Tax (TDS). With the 2026 shift toward the New Tax Regime as the default, understanding how these components interact is vital. This tool helps you see how much you actually receive in your bank account every month after all mandatory and voluntary contributions are subtracted from your gross pay.