SWP Calculator (Systematic Withdrawal Plan Calculator)

A Systematic Withdrawal Plan (SWP) Calculator is a financial tool that helps investors plan regular withdrawals from their investment corpus while keeping the remaining amount invested. It is widely used by retirees and individuals looking to generate a steady income stream from their mutual fund investments. Unlike traditional fixed-income options, SWP allows your remaining investment to stay invested in the market, enabling it to grow over time through compounding. This creates a balance between generating income and preserving capital. The calculator helps you estimate how long your corpus will last based on your withdrawal amount, expected rate of return, and investment duration. SWP is particularly useful for retirement planning, where investors need consistent cash flow to meet daily expenses without depleting their savings too quickly. It also provides flexibility in choosing withdrawal frequency and amount, making it a dynamic and customizable income strategy for long-term financial stability.