INVES 21

Trend of Stock Market

A trend is the broad upward or downward movement of a stock's price over time

Forthcoming IPO Open Issues Closed Issue
Forthcoming Issues Open Issues Closed Issue
World Indices ADR Prices MF Investment FII Investment
Get Quotes Company Snapshot Company Background Board of Directors Directors Reports Profit & Loss Balance Sheet Quarterly Results Shareholding Pattern Key Financial Ratios Mutual Fund Holdings Peer Comparison Technical Chart

Quarterly Results

Change Company Name

Life Insurance Corporation of India

Finance & Investments

BSE Code 543526	ISIN Demat INE0J1Y01017	Book Value 152.77	NSE Symbol LICI	Dividend Yield (%) 1.3	Market Cap (₹ Cr.) 487,752.20	P/E 11.37	EPS 67.83	Face Value 10

Particulars (₹ Cr)	Dec 2024	Sep 2024	Jun 2024	Mar 2024

OPERATING RESULTS :
Gross premiums Written:	107015.19	120047.48	113900.24	152812.71
(a) First Year Premium	7,284.64	11,201.44	7,470.43	13,810.17
(b) Renewal Premium	64,585.88	61,910.04	56,429.19	77,638.08
(c) Single Premium	35,144.67	46,936.00	50,000.62	61,364.46
(d) Other Gross Premiums	0.00	0.00	0.00	0.00
Net premium written	0.00	0.00	0.00	0.00
Premium Earned(Net)	106,891.48	119,900.99	113,770.14	152,293.13
Income from investments (Net) (Insurance)	94,335.72	108,972.43	96,182.56	84,425.45
Other income (Insurance)	149.85	144.76	145.48	14,160.93
Foreign Exchange Gain/(Loss)	0.00	0.00	0.00	0.00
Investment income from Pool (Terrorism / Nuclear)	0.00	0.00	0.00	0.00
Miscellaneous Income	149.85	144.76	145.48	14,160.93
Transfer of fund from Shareholders' A/c	616.63	601.52	811.64	43.72
Total Income	201,993.68	229,619.70	210,909.82	250,923.23
Commission & Brokerage (net) :
(a) First Year Commission	1,958.19	2,749.43	2,018.18	3,420.35
(b) Renewal Commission	3,347.41	3,221.24	2,917.26	4,021.16
(c) Single Commission	131.08	162.98	91.63	152.44
(d) Other Commission	528.98	407.91	63.00	651.76
Net Commission	5,965.66	6,541.56	5,090.07	8,245.71
Operating Expenses related to insurance business (ab)	8,450.14	9,750.22	8,431.23	16,463.34
(a) Employees remuneration and welfare expenses	6,691.23	7,739.65	6,536.64	13,749.89
(c) Advertisements	0.00	0.00	0.00	0.00
(d) Business development expenses	0.00	0.00	0.00	0.00
(e) Other operating expenses·	1,758.91	2,010.57	1,894.59	2,713.45
Premium Deficiency	0.00	0.00	0.00	0.00
Incurred Claims: -	174,596.53	205,808.59	185,015.78	211,504.37
(a) Claims Paid / Benefit Paid	94,682.89	97,562.33	81,864.31	135,103.23
(b) Change in Outstanding Claims (Incl. IBNR/IBNER)	0.00	0.00	0.00	0.00
(c) Changes in Actuarial Liabilities	79,913.64	108,246.26	103,151.47	76,401.14
Total Expense	189,012.33	222,100.37	198,537.08	236,213.42
Underwriting Profit/Loss	-82,120.85	-102,199.38	-84,766.94	-83,920.29
Provisions for doubtful debts (Including bad debts written off)	-17.75	-349.63	-163.46	-634.97
Provisions for diminution In value of investments	295.54	-542.54	35.10	345.36
Provisions for goods and service tax / service tax charge on linked charges	56.91	55.94	24.61	52.56
Provision for tax	1,694.78	1,102.32	1,589.11	2,114.43
Total Expenses Including Provisions	191,041.81	222,366.46	200,022.44	238,090.80
Operating Profit/Loss:	10,951.87	7,253.24	10,887.38	12,832.43
Appropriations	10,951.87	7,253.24	10,887.38	12,832.43
(a) Transfer to Profit and Loss A/c	10,898.47	7,242.29	10,779.86	12,793.67
(b) Transfer to Reserves / Shareholders' A/c	53.40	10.95	107.52	38.76
(c) Fund for Future Appropriations	0.00	0.00	0.00	0.00
Detail of Surplus / Deficit :
(a) Interim Bonus Paid	940.41	859.76	729.11	461.26
(b) Terminal Bonus Paid	0.00	0.00	0.00	0.00
(c) Allocation of bonus to Policyholders	95.17	0.00	0.00	52,955.87
(d) Surplus Shown in the Revenue A/c	10,951.87	7,253.24	0.00	0.00
Total Surplus / Deficit	11,987.45	8,113.00	729.11	53,417.13
NON OPERATING RESULTS
Income in Shareholders' account (abc)	12,494.70	8,699.93	11,956.57	13,917.71
(a) Transfer from Policyholders' Fund	10,898.47	7,242.29	10,779.86	12,793.67
(b) Net Reinsurance Premium	0.00	0.00	0.00	0.00
(c)Total Income Under Shareholders' account (bc)	1,596.23	1,457.64	1,176.71	1,124.04
Income from investments	1,596.23	1,457.64	1,176.71	1,124.04
Other income	0.00	0.00	0.00	0.00
Expenses :
Reinsurance Claims Incurred	0.00	0.00	0.00	0.00
Expenses relating to reinsurance business & Change in reinsurare contract liabililles (net of reinsurance assets)	0.00	0.00	0.00	0.00
Expenses other than those related to insurance business	364.17	26.73	227.83	245.98
Transfer of fund to Policyholders' A/c	1,073.04	1,057.94	1,268.07	43.72
Provisions for doudtful debts (including bad debts written off)	0.00	0.00	0.00	0.00
Provisions for diminution in value of Investments / Amortisation of premium on investments	1.02	-5.60	-0.38	-10.20
Total Expenses	1,438.23	1,079.07	1,495.52	279.50
Profit/Loss before Extraordinary items	11,056.47	7,620.86	10,461.05	13,638.21
Extraordinary Items before tax	0.00	0.00	0.00	0.00
Profit/(loss) before tax	11,056.47	7,620.86	10,461.05	13,638.21
Provisions for tax	0.00	0.00	0.00	-124.43
Profit/(loss) after tax	11,056.47	7,620.86	10,461.05	13,762.64
Extraordinary Items	0.00	0.00	0.00	0.00
Net Profit	11,056.47	7,620.86	10,461.05	13,762.64
Dividend per share (Rs)	0.00	0.00	0.00	4.00
(a) Interim Dividend	0.00	0.00	0.00	4.00
(b) Final Dividend	0.00	0.00	0.00	0.00
Opening Balance and Appropriations from PAT (Net)	0.00	0.00	0.00	0.00
Profit/ (Loss) carried to Balance Sheet	101,054.64	89,998.17	86,172.31	75,711.26
Paid up equity share capital	6,325.00	6,325.00	6,325.00	6,325.00
Reserve & Surplus (excluding Revaluation Reserve)	101,082.98	90,026.99	86,201.13	75,740.08
Fair Value Change Account and Revaluation Reserve	-80.17	274.17	36.08	-126.92
Face Value	0.00	0.00	0.00	0.00
Total Assets:
(a) Investments:	5,322,427.33	5,390,776.41	5,188,654.87	4,975,514.19
- Shareholders' Fund	95,074.51	87,384.11	70,286.13	63,743.97
- Policyholders' Fund	5,183,692.25	5,259,589.69	5,079,688.70	4,876,512.40
- Assets held to cover linked liabilities	43,660.57	43,802.61	38,680.04	35,257.82
(b) Other Assets (Net of current liabilities and provisions)	230,341.41	243,995.29	38,680.04	35,257.82
Nominal Value Per Share	0.00	0.00	0.00	0.00
Analytical Ratios:
Solvency Ratio	2.02	1.98	1.99	1.98
Expenses of Management Ratio	13.47	13.57	11.87	16.20
Policyholder's Liabilities to Shareholder's fund	50.74	57.32	57.87	62.73
Incurred Claim Ratio	0.00	0.00	0.00	0.00
Net retention ratio	0.00	0.00	0.00	0.00
Combined ratio:	0.00	0.00	0.00	0.00
Adjusted Combined Ratio	0.00	0.00	0.00	0.00
Earnings per share (in Rs):
(a) Basic EPS	17.48	12.05	16.54	21.76
(b) Diluted EPS	17.48	12.05	16.54	21.76
NPA ratios:
a) Gross NPAs	9,662.94	9,724.26	10,678.86	10,697.53
b) Net NPAs	7.58	6.17	5.65	5.14
(%) Gross Non Performing Assets	1.64	1.72	1.95	2.01
(%) Net Non Performing Assets	0.00	0.00	0.00	0.00